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E&S High Value Homeowners - Associate Underwriter

Stand

Stand

Marketing & Communications
San Francisco, CA, USA
Posted on Jul 30, 2025

About Stand:

Stand is the modern climate insurance company — built for the world we’re living in now, not the one we grew up in. We work directly with homeowners and brokers to protect homes against climate-intensified risks, starting with wildfire and expanding quickly.

How to apply: Interested applicants can email Dan (guy@standinsurance.com) sharing their resume and a short blurb about their interest in the position.

The Role:

We're looking for a Junior Underwriter to join our growing E&S Personal Lines Underwriting team. This is a launchpad role for someone early in their career, who is eager to learn, grow, and contribute to a mission-driven company at the intersection of climate and insurance.

You’ll work alongside experienced underwriters and gain hands-on exposure to our underwriting processes, risk evaluation models, broker communications, and real-time quoting workflows. This is a rare opportunity to join a high-performance team, learn fast, and build toward a long-term underwriting career.

Core Responsibilities:

This role is designed for someone proactive, curious, and excited to be in a fast-moving environment. You’ll:

  • Support the underwriting team in evaluating new insurance applications

  • Assist in reviewing property data, risk characteristics, and quote submissions

  • Communicate with brokers to gather missing information and ensure smooth workflows

  • Help document decisions, track quote volumes, and maintain operational accuracy

  • Learn how to interpret climate-driven models and risk scoring tools

  • Contribute to ongoing projects that improve underwriting efficiency and service

Ideal Background:

  • Bachelor’s degree (any major — we care more about mindset than field of study)

  • Clear interest in insurance, climate resilience, or financial services

  • Enthusiasm to learn and grow

  • Strong communication skills and attention to detail

  • Ability to stay organized and manage multiple priorities

  • Team-first mindset and high personal accountability

Why This Role:

  • Learn directly from senior underwriters and climate risk specialists

  • Build a strong foundation in underwriting, operations, and client communication

  • Join a team that values clarity, creativity, and thoughtful execution

  • Contribute meaningfully to how we scale and serve homeowners in high-risk regions

  • Grow into a long-term role in underwriting, risk, or operations as Stand grows

Details:

  • Full-time, based in San Francisco

  • You'll report to the Chief Underwriting Officer and work closely with our broker and ops teams

  • Strong-fit role for someone who wants to build a meaningful career from day one